Showing posts with label accident. Show all posts
Showing posts with label accident. Show all posts

Sunday, July 10, 2016

Can a Lawyer provide remote "Legal Advice" via phone across state lines?

Can a Lawyer provide remote "Legal Advice" via phone across state lines? What are the limitations of the legal advice?


The answer to this question depends on the nature of the call and what type of legal advice is being asked.  A lawyer can only provide advice for jurisdictions in which the lawyer is licensed.  So, if you are in California and asking a Pisanchyn Law Firm attorney questions on an incident that occurred in Pennsylvania or about Pennsylvanialaw via telephone, that is fine, because we are licensed in Pennsylvania and can provide legal advice pertaining to Pennsylvania law.  If you are asking our attorneys questions that are about California and California law, we have a couple of general responses:
  1. This is how it would work in PA but we don’t know the laws of California and are not licensed to practice there.
  2. These are the general legal concepts involved, but its California and we are not licensed or familiar with the laws.
Without a license in that state or a special one time admission, no lawyer will appear in Court in that state.  That would be practicing law without a license.

Often times the Pisanchyn Law Firm can refer your case to a local attorney if we are not able to represent you.

Lastly, the Pisanchyn Law Firm has attorneys licensed in both Pennsylvania and New Jersey so we are able to represent you should an accident or injury occur across state lines. The Pisanchyn Law Firm will meet you in any City, Town, or State should they decide to accept your case making it convenient for you. You can reach our injury attorneys via our website or toll free at 1-800-444-5309. We're here for you no matter the time of day, day of the week, and are even available to your on holidays.

Thursday, April 28, 2016

GM Recall Case Settles for $1.9 Million

Pisanchyn Law Firm Fights for Justice Against GM

By TERRIE MORGAN-BESECKER
Published: April 28, 2016

Joan Occulto always suspected a mechanical problem caused the 2007 car crash that killed her grandson, but no one believed her.
GM Recall Settlement




The pain of losing Louis McHale, 30, was torture enough for the Dunmore grandmother. He left behind three young sons.

Her pain worsened from the innuendoes and rumors that the crash was her grandson’s fault.
It took nearly eight years, but Mrs. Occulto, 75, said her grandson finally is vindicated as GM agreed Tuesday to approve a claim she and her husband, Frank, 83, filed. Their claim alleged a faulty ignition switch, that unexpectedly shut off his car, impaired the steering and forced him to lose control, caused the crash.

The settlement, negotiated by attorney Michael Pisanchyn of Scranton, comes from a fund GM set up to compensate victims of the defective switch. Terms of the settlement are confidential, but public documents related to the claims process reveal family members will be paid at least $1 million in damages, plus $300,000 for each dependent. That equates to at least $1.9 million for Mr. McHale’s family.

While the money certainly will help the family, it’s not what motivated Mrs. Occulto to pursue the case.

“The money means nothing to me. It can’t bring my grandson back,” she said. “I wanted to clear his name. … It was General Motors’ fault. They took my grandson away from his sons.”

The settlement is among at least three GM reached involving Lackawanna County families in the past two years. In October 2014, GM settled a case filed by Leo and Mary Theresa Ruddy, whose daughter, Kelly Erin Ruddy, was killed in 2010. In June 2105, it settled a case filed by Richard and Laura Miller over the 2014 death of their son, James Miller. Both of those lawsuits were filed by attorney Larry Moran of Lenahan and Dempsey in Scranton.

The claims were among more than 4,000 filed that sought compensation from a special fund GM set up in June 2014 to compensate victims. The fund paid out $594.5 million for 399 claims, including 124 deaths, according to a final report issued in December by attorney Kenneth Feinberg, who administered the fund.

GM acknowledged it knew about problems with the ignition switches in several of its models for at least a decade before it began recalling the vehicles in February 2014.

James Cain, a spokesman for GM, said the company’s settlement of cases does not mean it admits that that the ignition switch failed or was the cause of a particular crash. He noted that, in deciding whether to approve a claim, Mr. Feinberg did not undertake any engineering analysis or consider legal defenses GM had in the cases, including statute of limitations and contributory negligence of the drivers.

“We faced the ignition switch issue with integrity, dignity and clear determination to do the right thing both in the short and long term,” Mr. Cain said in an email Thursday.

In Mr. McHale’s case, he was killed and his passenger, Audrey Evans of Scranton, was injured after he lost control of his 2003 Saturn Ion on Interstate 81 in Kline Twp. on Sept. 9, 2007. The car struck a rock embankment and rolled twice, ejecting both occupants. Mr. McHale left behind three sons, ages 6, 8 and 11 at the time of his death.

Mrs. Occulto said she contacted several law firms shortly after the crash and asked them to look into the case, but all declined. She gave up hope of ever proving a mechanical failure was to blame. Then she got a recall notice at her Elm Street home in July 2014 regarding the ignition switch.
“Then I knew something was wrong with the car,” she said.

Even with the new information, Mrs. Occulto said she still had trouble finding an attorney to take the case.

Mr. Pisanchyn said the case presented significant challenges, including that the statute of limitations to sue had expired years ago. Mr. McHale’s vehicle also was no longer available, so it would be hard to prove the ignition switch caused the crash. He said he decided to take the case because he strongly believed GM should be held accountable.

“GM clearly knew there was a problem with the ignition switch. They were getting reports of deaths quite often,” he said. “It came down to they put corporate profits over peoples’ lives.”
Mr. Pisanchyn said GM initially rejected Mrs. Occulto’s claim. It reconsidered the decision after attorney Douglas Yazinski consulted with auto safety experts and obtained photos police took of Mr. McHale’s car that showed the airbags did not deploy — a key indicator that the ignition was in the “off” position when the crash occurred.

“The pictures really made a difference in our case. It put GM’s feet to the fire,” Mr. Pisanchyn said.
Mrs. Occulto said she’s thankful the case is resolved. For years, she and her great-grandchildren dealt with rumors about the crash. It’s a relief to have the truth out, she said, but she can’t help but feel bitter toward GM.

“For a 35-cent part, my grandson died,” she said.

Tuesday, March 22, 2016

Pisanchyn Law Firm Settlement March 22

Family settles fatal motorcycle accident suit for $1.5 million

By Terrie Morgan-Besecker
The Times-Tribune (TNS) 
 
The family of a Scranton man killed when a tractor- trailer struck his motorcycle reached a $1.5 million settlement with the trucking firm.
 
Thomas M. Burke Sr., 65, of Park Drive, Scranton, was riding his 2004 Harley Davidson motorcycle on the Pennsylvania Turnpike in Carbon County on Oct. 4, 2013. The driver of a tractor-trailer owned by Lily Transportation Corp. of New Jersey moved into Mr. Burke’s lane and struck his motorcycle, pushing it into a barrier. Mr. Burke was pronounced dead at the scene.
 
Michael Pisanchyn of Scranton, attorney for Mr. Burke’s wife, Lela Mattern-Burke, initially filed suit against the company and the driver, Joh Hatterer, in Philadelphia County Court.
 
The case was later transferred to U.S. District Court for the Eastern District of Pennsylvania.
In a press release, Mr. Pisanchyn said evidence showed Mr. Hatterer, who died while the lawsuit was pending, was previously involved in several collisions and had a long history of driving violations.
A settlement was reached following a meeting with a mediator on March 22. The agreement sets aside $600,000 in attorneys fees to be split evenly between Mr. Pisanchyn’s firm and Jason Provinzano, who represents Mr. Burke’s estate.
 
“The Pisanchyn Law Firm believes that this settlement sends a message to other trucking companies that if they do not follow the rules … putting our community in danger, there will be severe consequences,” the release says.

Wednesday, March 6, 2013

Why Hire an Accident Lawyer?

Our attorneys hear, on an almost daily basis, "I have insurance, I don't need an attorney," but the truth is, you may not WANT an accident attorney, but you are certainly going to NEED an accident attorney if you want to get the full amount of compensation you deserve after being injured in an accident.

Here are few reasons why you should at least consult with our experienced accident lawyers after being injured an a car crash:

  1. It has been proven that personal injury victims obtain far more money once they hire an attorney
  2. Our accident injury attorneys work on a contingency fee basis which means our representation to you is completely free until we win your case, and even then you won't be paying us out of your own pocket, we'll actually be paying you the money you deserve. 
  3. Insurance companies job's are to pay you the least amount possible to settle your claim so even though they may offer a quick settlement, it more often than not is not a fair amount.
  4. Insurance companies offer the least amount of money to settle a claim and if that offer is not accepted, they purposely drag out the claim to delay paying their clients the money they deserve.
  5. Sixteen percent of adults have experienced financial hardship while waiting for a claim to be settled. Don't let this happen to you!
Another reason to consult with our accident lawyers? Aside from our contingency fee representation, we also offer free consultations and our attorneys are on-call 24/7. We're available when you need us, so why not give us a call?

The sooner you contact our accident attorneys, the sooner we can help you get the compensation you deserve after being injured as a result of someone else's careless driving and mistake. You can reach our attorneys at 1-800-444-5309, or you can email us directly from our website.

Tuesday, February 5, 2013

How to Get Compensation for your Pennsylvania Tractor Trailer Accident Injuries


Were you or a loved one injured in a Tractor Trailer accident? If so, it is imperative you contact our Pennsylvania Tractor Trailer Accident attorneys. Our truck accident lawyers are well-versed in the vehicle codes and regulations of these semi's. Truck accidents are handled differently than normal passenger vehicle accidents.
Both State and/or Federal law, depending on if the truck was involved in intrastate or interstate transport may govern trucking accidents. Trucking companies as well as their drivers have to follow many State and Federal regulations to operate a commercial vehicle. Hiring our Pennsylvania trucking accident injury attorneys, who are experienced in tractor trailer accident litigation, is the only way to ensure that all required regulations have been followed, and if they weren't you could receive compensation for your trucking accident injury. Some of the regulations are as followed:
·      Trucking companies are required to follow the Federal Motor Carrier Safety Administration's (FMCSA) regulations concerning equipment and hours of service.
·      Truck drivers are required to maintain a driver's log.
·      Commercial driver's license standards are Federal regulations in place to reduce or prevent truck collisions and resulting injuries and/or deaths. Drivers of certain vehicles are required to obtain a single commercial motor vehicle driver's license.
·      Alcohol of any kind is not permitted in the trailer or the cab of the vehicle unless it is part of a shipment. This includes cough/ cold medications.
·      Federal regulations require commercial trucks to carry certain levels of insurance coverage, depending on the nature of the materials hauled. These regulations protect victims of large truck crashes from truck owners who may not have the financial resources to pay damages out-of-pocket.
The trucking companies pay out a great deal of money for their truck insurance policies due to the high risks and possible damages that could occur in the event of an 18 wheeler collision. Trucking companies begin an investigation into the accident as soon as it happens. If fault is found to be on behalf of the driver or company then the insurance adjusters just as quickly offer an insufficient settlement to compensate the victim for their negligence. These quick offers are a ploy to minimize costs paid out to you, the victim. Don't let this happen to you, if you or a loved have been involved in a tractor trailer accident call our PA trucking accident injury attorneys as soon after the accident as possible.
Our Pennsylvania tractor trailer accident attorneys can help you receive the full amount of compensation deserved for your trucking accident injuries, loss, and traumatic experience. Never agree to any offer made by the trucking company or their insurance adjusters without first consulting legal aid. At The Pisanchyn Law Firm our PA tractor trailer accident attorneys offer free services until we win your truck accident case and even then you will never pay out of pocket; we will only be paying you the money you deserve. Once you hire us as your attorneys we will immediately send out our own investigators to the scene, have them speak with witnesses, and review and report our findings so that you and your interests are fully protected.

Tuesday, November 27, 2012

The First Snow of the Season..

While driving into work today we sadly saw many accidents, and heard of many more from friends and family that were traveling as well. With today being the first day we've had a significant amount of winter weather in our area, we feel it's a good time to remind everyone of the importance of safe driving in winter weather conditions.

The weather channel (weather.com) has a great list of tips for driving in winter weather conditions, we listed the general driving points below for your convenience, however for more tips on what to do if you become victim of winter weather, and to see the full list, click here:
  1. Decrease your speed and leave yourself plenty of room to stop. You should allow at least three times more space than usual between you and the car in front of you.
  2. Brake gently to avoid skidding. If your wheels start to lock up, ease off the brake.
  3. Turn on your lights to increase your visibility to other motorists.
  4. Keep your lights and windshield clean.
  5. Use low gears to keep traction, especially on hills.
  6. Don't use cruise control or overdrive on icy roads.
  7. Be especially careful on bridges, overpasses and infrequently traveled roads, which will freeze first. Even at temperatures above freezing, if the conditions are wet, you might encounter ice in shady areas or on exposed roadways like bridges.
  8. Don't pass snow plows and sanding trucks. The drivers have limited visibility, and you're likely to find the road in front of them worse than the road behind.
  9. Don't assume your vehicle can handle all conditions. Even four-wheel and front-wheel drive vehicles can encounter trouble on winter roads.
If you do experience a collision as a result of the weather, please, call us so we can help. Depending on the circumstances of the collision, you or your loved one may be eligible for compensation. A common question most people have after an accident is, do you need an auto accident attorney? This area of law is very complicated; there are exceptions and technicalities that if you do not know the law can cost you hundreds of thousands of dollars. This is why it is imperative you consult with an experienced auto accident attorney at The Pisanchyn Law Firm to guide you through your claim. Visit our website for more useful information about this topic or give us a call! 1-800-444-5309

Please, drive safely!

Friday, May 25, 2012

Exceptions are not Guarantees

4. Insurance companies follow strict legal definitions of what serious injury really is, and even though there is a serious injury exception for limited tort, you still may not get compensation for your pain and suffering.

There are a few instances in which you could still make a claim for pain and suffering if you have limited tort on your policy. One of these exceptions is serious injury. There is a strict legal definition of what serious injury is and even though yours or a loved one's injury is severe, it may not qualify for the exception.

Relying on exceptions such as these is never a good idea as it's impossible to know what may happen if you or a loved one are ever in a severe accident. It's best to know that you are protected regardless of the circumstances and having full coverage, including full tort, can give you that peace of mind.

The accident attorneys at The Pisanchyn Law Firm want to be there for you through every step of your claim to help you get the compensation you deserve. Please call us as soon as you are the victim of another driver's negligence.

Thursday, May 24, 2012

The Tort Coverage You Choose Could Affect Your Family, Too

3. Whatever option you choose, full tort or limited tort, it could affect your family, too.

If other family members live in your household and do not have an automobile insurance policy, they are considered to have the tort option the person with insurance has elected. For instance, if you have children and they are involved in an automobile accident, they are considered to the have the same tort option that you have.

The accident attorneys at The Pisanchyn Law Firm want to be there for you through every step of your claim to help you get the compensation you deserve. Please call us as soon as you are the victim of another driver's negligence.

Wednesday, May 23, 2012

Is Limited Tort Really Less Expensive?

2. People choose limited tort on their policy because it saves them a little money right now, but if you get in a bad accident it won’t save you anything; in fact you could cost you thousands.

Limited tort is often pushed by the insurance companies as being more attractive than full tort because it is less expensive; however, what the insurance company doesn’t tell you is that the savings is minimal and if you or a loved one is injured because of someone else’s negligence you have given up your right to make a claim for pain and suffering except under the few exceptions of limited tort.
What a lot of people don’t realize or think of when setting up their policy is an injury could last for quite some time causing many doctor’s visits, procedures, medications, and possibly even cost you your job if the injury prevents you from performing your duties. These expenses add up quickly and are only covered up to the amount you have selected for your wage loss and/or medical expenses. After those coverage expenses are exhausted any remaining bills or wage loss is no longer the responsibility of your insurance company.
In some cases you can make a claim for pain and suffering to cover these unexpected expenses, but in most cases you can only do this if you have full tort on your policy. This is why it is not only a good idea to have full tort on your policy, but also the reason not having full tort can cost you thousands.
The accident attorneys at The Pisanchyn Law Firm want to be there for you through every step of your claim to help you get the compensation you deserve. Please call us as soon as you are the victim of another driver's negligence.

Monday, May 21, 2012

Do You Know the Difference?

1. It’s common for us to ask if you have full tort on your insurance policy and many times people will respond with, “I have full coverage.” Full coverage and full tort are not one in the same.

Normally, full coverage means you have all the state required liability options, as well as collision and comprehensive on your policy. While you do have to pick a tort coverage, full or limited, full tort is not required in Pennsylvania. This means if you have all the required liability options, collision, and comprehensive, but selected limited tort, you can not get compensation for pain and suffering.

What does compensation for pain and suffering mean exactly? Sometimes an injury is severe and will last for many months or even years causing you medical treatment for months or years to come. By choosing full tort you can protect yourself in the event of a long lasting injury that is caused by the negligence of another.

As we've mentioned before it's smart to think of 'what if' scenarios when setting up your insurance policy.

The accident attorneys at The Pisanchyn Law Firm want to be there for you through every step of your claim to help you get the compensation you deserve. Please call us as soon as you are the victim of another driver's negligence. For more information on Auto Insurance and to ensure you and your family truly are, "fully covered," visit our website.

The Truths about Tort Coverage (full and limited)

Here at The Pisanchyn Law Firm we think it's important to educate our friends, families, and clients on our different areas of practice. Each week we compile a list of important facts that most people don't know, and as a result, could harm them or their claim. As the week goes on we share more information on each fact.
  1. It’s common for us to ask if you have full tort on your insurance policy and many times people will respond with, “I have full coverage.” Full coverage and full tort are not one in the same.
  2. People choose limited tort on their policy because it saves them a little money right now, but if you get in a bad accident it won’t save you anything; in fact you could cost you thousands.
  3. Whatever option you choose, full tort or limited tort, could affect your family, too.
  4. Insurance companies have strict definitions of what serious injury really is, and even though there is a serious injury exception for limited tort, you still may not get compensation for your pain and suffering.
  5. Along with serious injury, there are other exceptions to limited tort but relying on these exceptions alone to be compensated for your pain and suffering, in most cases, will not help you.
Is there a particular practice area you'd like to know more about? Let us know! We are always looking for ways to help our clients, friends, families, and acquaintances and with your feedback we can get you the information you need. Comment on this post, send us a message on Facebook or Twitter, or email us at newsletter@pisanchyn.com with any suggestions or topics you'd like to know more about.

Friday, May 18, 2012

Do You Know When Your Insurance Premium Can be Increased?

5. If you're worried your insurance premium will be increased after you report a claim, don't be. The insurance company can only increase your premium for one reason.

An insurance company can only increase your insurance premium based on "risk." If an accident is more than 50% your fault then you are more at "risk" and only then can the insurance company raise your premium. If you are the victim of another driver's negligence your premium can not be increased.

The accident attorneys at The Pisanchyn Law Firm want to be there for you through every step of your claim to help you get the compensation you deserve. Please call us as soon as you are the victim of another driver's negligence. For more information on Auto Insurance and to ensure you and your family truly are, "fully covered," visit our website.

Thursday, May 17, 2012

Is Your Monthly Income Protected?

4. If an accident puts you out of work you could lose your monthly income unless you have this optional coverage on your policy.

Wage loss coverage is an option you can put on your insurance policy that will protect you in the event an accident injury prevents you from working. If added onto your policy then your insurance company is required, by law, to pay 80% of your gross income when you cannot return to your job from injuries sustained in the accident.

As we mentioned yesterday, the state minimum coverage doesn't save you anything in the long run and the same is true with wage loss coverage. The least amount of wage loss you can select is 1,000/5,000. This means, for instance, if you are out of work for 5 months, your insurance company will pay up to $1,000 per month for those 5 months. If you are out work for longer than 5 months but only have the minimum selected, you could lose your monthly income until you return to work.

Another way to protect you and your family after an accident is by calling The Pisanchyn Law Firm as soon as you are injured so our experienced injury attorneys can help you receive the full compensation you deserve.

Wednesday, May 16, 2012

State Minimum Coverage Doesn't Save You in the Long Run

3. Everyone with an insurance policy in Pennsylvania has to have Medical Expense Coverage but having this as is on your policy may not be enough.

What we mean by this is simple; if you have the minimum amount required by law, which is $5,000, but your medical expenses after an accident accumulate to $10,000, your insurance will only pay for $5,000 of it. It's important to think of 'what if' scenarios such as these when selecting your insurance coverage to be sure you and your family are fully protected incase you are ever the victim of a car accident. Click here for more information on Medical Expense Coverage.

Another way to protect you and your family after an accident is by calling The Pisanchyn Law Firm as soon as you are injured so our experienced injury attorneys can help you receive the full compensation you deserve.

Tuesday, May 15, 2012

Don't Let This Happen to You

2. Insurance companies take advantage of the fact that most people don't know their initial offers after an accident or injury are low, and get away with it.

Insurance companies will offer you the lowest amount possible to settle your claim. They do this because the less money they pay you the more money they make. This fact is one of the standing points in their business models. Read more about this model here.

Don't let the insurance companies trick you into an insufficient settlement. Call The Pisanchyn Law Firm as soon as you are injured so our experienced injury attorneys can help you receive the full compensation you deserve.

Most People Don't Know...

Here at The Pisanchyn Law Firm we think it's important to educate people on our different areas of practice. Each week we compile a list of important facts that most people don't know, and as a result, could harm them or their claim. As the week goes on we share more information on each fact.

1. 16% of adults are forced by insurance companies into financial difficulty after an injury.

2. Insurance companies take advantage of the fact that most people don't know their initial offers after an accident or injury are low, and get away with it.

3. Everyone with an insurance policy in Pennsylvania has to have Medical Expense Coverage having this as is on your policy may not be enough.

4. If an accident puts you out of work you could lose your monthly income unless you have this optional coverage on your policy.

5. If you're worried your insurance premium will be increased after you report a claim, don't be. The insurance company can only increase your rates for one reason.


Is there a particular practice area you'd like to know more about? Let us know! We are always looking for ways to help our clients, friends, families, and acquaintances and with your feedback we can get you the information you need. Comment on this post, send us a message on Facebook or Twitter, or email us at newsletter@pisanchyn.com with any suggestions or topics you'd like to know more about.

Monday, May 14, 2012

Has Your Insurance Company Done This to You?

1. 16% of adults are forced by insurance companies into financial difficulty after an injury.

When injured people don't accept the initial low offer made by insurance companies they intentionally prolong the claim process leaving injured people victim to financial difficulty, according to an article by Mollie Riley of The Huffington Post.

Don't become part of that 16%. Call The Pisanchyn Law Firm as soon as you are injured so our experienced injury attorneys can help you receive the full compensation you deserve.

Friday, May 11, 2012

Week in Review 5/11/2012

This week we explained what uninsured motorist coverage on an insurance policy is, and what the benefits of choosing this coverage are. We also explained what a Phantom Driver Accident is and what steps you should take to make an uninsured motorist claim if you are ever the victim of a phantom driver.

There are a number of things you can do after being involved in a phantom driver caused accident in an attempt to make a viable uninsured motorist claim.
  • At the scene of the accident be sure to ask everyone who shows up if they saw the phantom driver.
  • When the paramedics, hospital staff and/or doctors ask what happened let them know the phantom driver caused you to lose control.
  • Tell the police at the scene of the accident, and at any interviews following the accident, about the phantom driver and how it caused the accident.
  • Examine your vehicle for ANY proof of contact.
  • Contact an attorney so they can begin an investigation to prove your statement that a phantom driver caused your accident.
There are many exceptions and technicalities to this area of law, especially with these types of accidents, that if you are not aware of could cost you hundreds of thousands of dollars. Our car accident lawyers are experts when it comes to dealing with insurance companies and will fight aggressively on your behalf to get you or your loved one the compensation you deserve.

Thursday, May 10, 2012

When Just in Case Turns Into Now What

We explained yesterday what a phantom driver accident is, and what kind of coverage you should have on your insurance policy to protect yourself just in case you are ever the victim of a phantom driver. In this post we are going to go a little more in depth on what you should do when a phantom driver accident occurs.

In order to file a claim with your insurance company about a phantom driver you must report that another vehicle caused you to wreck, then fled the scene, to the police as well as your insurance company within 24 hours, or soon thereafter if 24 hours is not possible due to injury or other extenuating circumstances.

After reporting the accident, as well as the cause of the accident, to the police and your insurance company you should immediately call our experienced accident attorneys at The Pisanchyn Law Firm to help you with your claim.

There are many exceptions and technicalities in this area of law, especially with phantom driver accidents, and if you are not aware of them it could cost you thousands of dollars. Our accident attorneys are experts when it comes to dealing with insurance companies and will fight aggressively on your behalf to get you or your loved one the compensation you deserve.

Wednesday, May 9, 2012

Hit and Run...Minus the Hit?

Did you know in Pennsylvania another vehicle does not have to physically touch your vehicle to be treated the same as a hit and run?

Are you wondering how that's possible? Doesn't hit and run mean, someone hit you causing you to crash, then fled the scene? Yes, however if someone, for example, cuts you off in traffic, causing you to lose control and wreck, then flees after the fact, this is handled in the same manner as a hit and run. This type of accident is called a phantom driver accident.

We'll post more about phantom driver accidents as the week continues, but first we want to cover the insurance aspect of these accidents. If you don't have the right coverage on your insurance policy you could be left with all the bills resulting from a hit and run or phantom driver accident. Uninsured Motorist Coverage doesn't only protect you if an uninsured driver causes your crash, it also protects you in the event of a hit and run or phantom driver accident. Hit and run drivers and phantom drivers are  considered to be uninsured.

By having uninsured motorist coverage if you are ever the victim of a hit and run, phantom driver, or uninsured motorist, your insurance company then steps in to take the place of the uninsured/unknown driver. While this sounds cut and dry, there is a lot more to it. You should never handle any type of accident claim without the help of an experienced attorney. There are many things about this area of law that if you don't know, could cost you thousands which is why it is of the utmost importance to contact an attorney as soon as possible after an accident.

Call our accident attorneys at The Pisanchyn Law Firm as soon as you or a loved one are injured in an accident so we can help you obtain the compensation you deserve. For more information about accidents, insurance, and all other injury matters please be sure to visit our website.