2. Insurance companies take advantage of the fact that most people don't know their initial offers after an accident or injury are low, and get away with it.
Insurance companies will offer you the lowest amount possible to settle your claim. They do this because the less money they pay you the more money they make. This fact is one of the standing points in their business models. Read more about this model here.
Don't let the insurance companies trick you into an insufficient settlement. Call The Pisanchyn Law Firm as
soon as you are injured so our experienced injury attorneys can help you receive
the full compensation you deserve.
Tuesday, May 15, 2012
Most People Don't Know...
Here at The Pisanchyn Law Firm we think it's important to educate people on our different areas of practice. Each week we compile a list of important facts that most people don't know, and as a result, could harm them or their claim. As the week goes on we share more information on each fact.
1. 16% of adults are forced by insurance companies into financial difficulty after an injury.
2. Insurance companies take advantage of the fact that most people don't know their initial offers after an accident or injury are low, and get away with it.
3. Everyone with an insurance policy in Pennsylvania has to have Medical Expense Coverage having this as is on your policy may not be enough.
4. If an accident puts you out of work you could lose your monthly income unless you have this optional coverage on your policy.
5. If you're worried your insurance premium will be increased after you report a claim, don't be. The insurance company can only increase your rates for one reason.
Is there a particular practice area you'd like to know more about? Let us know! We are always looking for ways to help our clients, friends, families, and acquaintances and with your feedback we can get you the information you need. Comment on this post, send us a message on Facebook or Twitter, or email us at newsletter@pisanchyn.com with any suggestions or topics you'd like to know more about.
1. 16% of adults are forced by insurance companies into financial difficulty after an injury.
2. Insurance companies take advantage of the fact that most people don't know their initial offers after an accident or injury are low, and get away with it.
3. Everyone with an insurance policy in Pennsylvania has to have Medical Expense Coverage having this as is on your policy may not be enough.
4. If an accident puts you out of work you could lose your monthly income unless you have this optional coverage on your policy.
5. If you're worried your insurance premium will be increased after you report a claim, don't be. The insurance company can only increase your rates for one reason.
Is there a particular practice area you'd like to know more about? Let us know! We are always looking for ways to help our clients, friends, families, and acquaintances and with your feedback we can get you the information you need. Comment on this post, send us a message on Facebook or Twitter, or email us at newsletter@pisanchyn.com with any suggestions or topics you'd like to know more about.
Monday, May 14, 2012
Has Your Insurance Company Done This to You?
1. 16% of adults are forced by insurance companies into financial difficulty after an injury.
When injured people don't accept the initial low offer made by insurance companies they intentionally prolong the claim process leaving injured people victim to financial difficulty, according to an article by Mollie Riley of The Huffington Post.
Don't become part of that 16%. Call The Pisanchyn Law Firm as soon as you are injured so our experienced injury attorneys can help you receive the full compensation you deserve.
When injured people don't accept the initial low offer made by insurance companies they intentionally prolong the claim process leaving injured people victim to financial difficulty, according to an article by Mollie Riley of The Huffington Post.
Don't become part of that 16%. Call The Pisanchyn Law Firm as soon as you are injured so our experienced injury attorneys can help you receive the full compensation you deserve.
Friday, May 11, 2012
Week in Review 5/11/2012
This week we explained what uninsured motorist coverage on an insurance policy is, and what the benefits of choosing this coverage are. We also explained what a Phantom Driver Accident is and what steps you should take to make an uninsured motorist claim if you are ever the victim of a phantom driver.
There are a number of things you can do after being involved in a phantom driver caused accident in an attempt to make a viable uninsured motorist claim.
There are a number of things you can do after being involved in a phantom driver caused accident in an attempt to make a viable uninsured motorist claim.
- At the scene of the accident be sure to ask everyone who shows up if they saw the phantom driver.
- When the paramedics, hospital staff and/or doctors ask what happened let them know the phantom driver caused you to lose control.
- Tell the police at the scene of the accident, and at any interviews following the accident, about the phantom driver and how it caused the accident.
- Examine your vehicle for ANY proof of contact.
- Contact an attorney so they can begin an investigation to prove your statement that a phantom driver caused your accident.
Thursday, May 10, 2012
When Just in Case Turns Into Now What
We explained yesterday what a phantom driver accident is, and what kind of coverage you should have on your insurance policy to protect yourself just in case you are ever the victim of a phantom driver. In this post we are going to go a little more in depth on what you should do when a phantom driver accident occurs.
In order to file a claim with your insurance company about a phantom driver you must report that another vehicle caused you to wreck, then fled the scene, to the police as well as your insurance company within 24 hours, or soon thereafter if 24 hours is not possible due to injury or other extenuating circumstances.
After reporting the accident, as well as the cause of the accident, to the police and your insurance company you should immediately call our experienced accident attorneys at The Pisanchyn Law Firm to help you with your claim.
There are many exceptions and technicalities in this area of law, especially with phantom driver accidents, and if you are not aware of them it could cost you thousands of dollars. Our accident attorneys are experts when it comes to dealing with insurance companies and will fight aggressively on your behalf to get you or your loved one the compensation you deserve.
In order to file a claim with your insurance company about a phantom driver you must report that another vehicle caused you to wreck, then fled the scene, to the police as well as your insurance company within 24 hours, or soon thereafter if 24 hours is not possible due to injury or other extenuating circumstances.
After reporting the accident, as well as the cause of the accident, to the police and your insurance company you should immediately call our experienced accident attorneys at The Pisanchyn Law Firm to help you with your claim.
There are many exceptions and technicalities in this area of law, especially with phantom driver accidents, and if you are not aware of them it could cost you thousands of dollars. Our accident attorneys are experts when it comes to dealing with insurance companies and will fight aggressively on your behalf to get you or your loved one the compensation you deserve.
Wednesday, May 9, 2012
Hit and Run...Minus the Hit?
Did you know in Pennsylvania another vehicle does not have to physically touch your vehicle to be treated the same as a hit and run?
Are you wondering how that's possible? Doesn't hit and run mean, someone hit you causing you to crash, then fled the scene? Yes, however if someone, for example, cuts you off in traffic, causing you to lose control and wreck, then flees after the fact, this is handled in the same manner as a hit and run. This type of accident is called a phantom driver accident.
We'll post more about phantom driver accidents as the week continues, but first we want to cover the insurance aspect of these accidents. If you don't have the right coverage on your insurance policy you could be left with all the bills resulting from a hit and run or phantom driver accident. Uninsured Motorist Coverage doesn't only protect you if an uninsured driver causes your crash, it also protects you in the event of a hit and run or phantom driver accident. Hit and run drivers and phantom drivers are considered to be uninsured.
By having uninsured motorist coverage if you are ever the victim of a hit and run, phantom driver, or uninsured motorist, your insurance company then steps in to take the place of the uninsured/unknown driver. While this sounds cut and dry, there is a lot more to it. You should never handle any type of accident claim without the help of an experienced attorney. There are many things about this area of law that if you don't know, could cost you thousands which is why it is of the utmost importance to contact an attorney as soon as possible after an accident.
Call our accident attorneys at The Pisanchyn Law Firm as soon as you or a loved one are injured in an accident so we can help you obtain the compensation you deserve. For more information about accidents, insurance, and all other injury matters please be sure to visit our website.
Are you wondering how that's possible? Doesn't hit and run mean, someone hit you causing you to crash, then fled the scene? Yes, however if someone, for example, cuts you off in traffic, causing you to lose control and wreck, then flees after the fact, this is handled in the same manner as a hit and run. This type of accident is called a phantom driver accident.
We'll post more about phantom driver accidents as the week continues, but first we want to cover the insurance aspect of these accidents. If you don't have the right coverage on your insurance policy you could be left with all the bills resulting from a hit and run or phantom driver accident. Uninsured Motorist Coverage doesn't only protect you if an uninsured driver causes your crash, it also protects you in the event of a hit and run or phantom driver accident. Hit and run drivers and phantom drivers are considered to be uninsured.
By having uninsured motorist coverage if you are ever the victim of a hit and run, phantom driver, or uninsured motorist, your insurance company then steps in to take the place of the uninsured/unknown driver. While this sounds cut and dry, there is a lot more to it. You should never handle any type of accident claim without the help of an experienced attorney. There are many things about this area of law that if you don't know, could cost you thousands which is why it is of the utmost importance to contact an attorney as soon as possible after an accident.
Call our accident attorneys at The Pisanchyn Law Firm as soon as you or a loved one are injured in an accident so we can help you obtain the compensation you deserve. For more information about accidents, insurance, and all other injury matters please be sure to visit our website.
Thursday, May 3, 2012
Are You Covered?
Too often people come to us thinking they have "full coverage" on their insurance policies only to find out too late that they have the basic coverage required by law, or not enough coverage to pay for the hospital bills and damages.
Insurance policies can be tricky to configure, and when you see the monthly payments add up with the more you add to your policy it's easy to be discouraged into lowering your coverage. This month we're going to inform you on the different types of coverage and why it's important to have them all on your insurance policy.
Already we've posted a link on our twitter (@pisanchynlaw) explaining why you should always contact an attorney when you're involved in an accident whether you have insurance or not. As mentioned in the link, we were able to obtain $850,000 more than the insurance company offered one of our clients; that's just one of the many reasons contacting an attorney after an accident can be beneficial to you.
Remember, if you or a loved are unfortunately the victim of an accident, please call The Pisanchyn Law Firm. A car accident in traumatizing enough, fighting with your insurance company or stressing over how you're going to pay your bills shouldn't be your focus; your focus should be on recovering and putting your life back together.
Insurance policies can be tricky to configure, and when you see the monthly payments add up with the more you add to your policy it's easy to be discouraged into lowering your coverage. This month we're going to inform you on the different types of coverage and why it's important to have them all on your insurance policy.
Already we've posted a link on our twitter (@pisanchynlaw) explaining why you should always contact an attorney when you're involved in an accident whether you have insurance or not. As mentioned in the link, we were able to obtain $850,000 more than the insurance company offered one of our clients; that's just one of the many reasons contacting an attorney after an accident can be beneficial to you.
Remember, if you or a loved are unfortunately the victim of an accident, please call The Pisanchyn Law Firm. A car accident in traumatizing enough, fighting with your insurance company or stressing over how you're going to pay your bills shouldn't be your focus; your focus should be on recovering and putting your life back together.
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