Sunday, March 12, 2017

Who is Responsible for Paying Medical Bills After an Injury?

Serious injuries require costly and sometimes even life-long medical treatment, and unfortunately, when those bills pile up, recovery is often an afterthought.

No matter the type of accident that caused your injury, if you have concerns paying your medical bills, and aren't sure who should be paying these bills, we can help you.

Remember, all cases are different and this is just general information. What is covered here is not legal advice and it is always best to contact our attorneys for a free consultation to have your specific questions about your specific case answered. 

Car Accidents

If you or someone you care about were injured in a car accident, the details related to the crash will largely determine not only if you have a case, but who is liable for paying associated medical bills.

Typically, after an accident your auto insurance coverage is always your first line of payment, regardless of whether you are the victim or the driver at fault. Your own auto insurance covers you, whether you were injured in your own car, in a friend's vehicle, or as a pedestrian. When those benefits max out, your health insurance benefits kick in. Don't have insurance? You could be eligible for Medicaid and/or Medicare.
Things get more complicated if you don't own a car and nobody living in your home has car insurance coverage. In these cases, the auto insurance company insuring the vehicle in which you were a passenger may apply.

Pennsylvania insurance rules are confusing and complex, which is why we recommend car accident victims never try to settle their claim alone. Our car accident injury attorneys can get you the money you deserve for lost wages, medical bills and more. Our team can also advise you on the best way to handle these bills and debts while your case is still active.

Work Injuries

If you've been hurt on the job, who is liable for paying your medical bills and compensating you for lost wages depends on the details surrounding your injury. In most cases, you will be eligible for Pennsylvania workers' compensation benefits, and in others you may be entitled to compensation from a personal injury case.

Workers’ Compensation is a very complex area of law and not having an expert in this field on your side could result in the loss of your rights as an Pennsylvanian worker.

If a company other than your employer caused your work-related injury, you could have a third-party claim. Examples could be the manufacturer of a defective machine or another contractor working on your job site. These are accidents that result in an injury that occurs at a work site, but are not the responsibility of your employer.

Don't attempt to handle workers' compensation or third-party claims by yourself. Instead, rely on our personal injury and workers' compensation attorneys. Contact us today for a free case review.

Slip-and-Fall Injuries

Slip-and-fall accidents can lead to emergency room visits, time off work and even life-long medical appointments, which is especially frustrating when it was due to the negligence of someone else.

Property owners need to ensure their facilities are free of hazardous conditions such as:
  • Wet floors
  • Improperly lit areas
  • Tripping hazards
This is called premises liability, and there are three different kinds—homeowner liability, business owner liability, and renter and landlord liability.

Our skilled Personal Injury Attorneys understand the ins and outs of these different types of insurance policies and continuously help injured people get the money they deserve. If you or someone you care for has been seriously injured because of someone else's negligence, call our experienced slip-and-fall attorneys today for a free consultation.

Call Our Attorneys Now

When you're hurting, the last thing you want to do is navigate insurance, get hassled by insurance companies, or handle collections calls. The Pisanchyn Law Firm will take these burdens on for you so you can focus on recovery.  Call 1-800-444-5309 for your free consultation today.

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